Kiva Loans

RAIL CDC has partnered with Local Initiatives Support Corporation (LISC) and Kiva.org to became a Kiva Trustee to help small businesses access capital if traditional lending is not an option.

Kiva combines traditional friends and family investing with crowdfunding. It raises funds from local, national, and global small investors at 0%, with terms as long as three years. Matching funds are available.

 

0% loans for businesses of all types, up to $15,000.

For Inquiries email 

emily@railcdc.org

Who is Kiva?

Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.

How does it work?

Kiva unlocks capital by crowdfunding loans for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. The best part, for certain businesses, LISC will match funds raised dollar for dollar, and the loan is at 0% interest.

Am I eligible?

Kiva borrowers work in many industries. They may be farmers, artisans, students, shopkeepers, builders or restaurant owners. Many Kiva borrowers work multiple jobs to generate enough income to support their families.

 

If this is crowdfunding, how does it work? By having friends, family, and your community lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on Kiva goes to funding loans.

If you want more information about the Kiva Loans or want to become a Kiva borrower, click below to schedule a meeting.

For Inquiries email 

emily@railcdc.org

Our Sponsors.